It is all cool until you close an account with them. These rewards are still tied to the My BJs Perks program, so make sure youre able to use them at the store before they expire. I started out with Victoria secrets at $350 with shopping cart trick. I have an excellent credit score. I had just paid off both cards. The Big Lots Card doesnt come with a rewards program, and it has no annual fee. Cardmembers also get special promotional events from time to time and account anniversary offers. TYVM. Its mentioned in the guide. iMobile Pay app: Go to the Offers section to view your offer*. Same thing happened to me. I cant pay it until next week but I dont want to pay a late charge. In addition, it is not any companys responsibility to ensure all questions are answered. Let's start with the reasons why you may want a Comenity Bank store card: The Capital One Secured MasterCard is a great way to get started if you need a MasterCard to access places like Sams Club, etc. Thank you. The card is now destroyed and I will never use this company again. I know Im interested in Big Lots & Romans but if I had to pick one right now it would be Romans right now. Bonus cash back for special offers may have a maximum amount that can be earned as part of the promotion. Use your card everywhere Mastercard is accepted and earn 1.5% cash back. You will earn 15% off your first purchase if you open your account in-store or online at any Ann Taylor or LOFT store and 15% off purchases made on the first Tuesday of the month at those same locations. I could be wrong, but my experience is every time I have been told that its been bad news. Cardmembers also get special promotional events from time to time and account anniversary offers. Hi, is American Express under Comenity bank? The Ann Taylor Mastercard earns 5 rewards points per dollar spent with Ann Inc. stores. This is not their fault that you defaulted on your payments. Variable Cash Advance APR of 25.99%, based on the Prime Rate. For future reference, this problem can be avoided by staying in contact with your credit card company. Checking your offer won't affect your credit score. Pre-approved for Comenity MasterCard Estimate your FICO Score range Estimate for Free Hex Valued Contributor 03-25-2021 10:29 AM Pre-approved for Comenity MasterCard I just got a very solid preapproval for the MasterCard (preapproval code/hit accept) but I'm not taking on any new accounts right now. Being approved for a credit card will add a new account to your credit report, but using this method willincrease your chances of being approved. I have reviewed all the companies that Comenity is associated with and cancelled the two credit cards I have on their list. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. So Ive visited a lot of these sites and nothing is happening, no credit card pre-approval offer or nothing. It wont impact your credit score either. If it asks for just the last 4 digits, it is less likely to result in a hard pull. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Refuse to answer certified letters. 35% discount on your first purchase, and earns you 7.5% in Rewards on every qualifying purchase made at Kohl as long as you. This card shares 2 30% off passes each year, which could offer a significant dollar discount depending on how much you spend. My Name is Justin Holzer. WebPre-approval or QuickScreen only asks for the patient's name and address. Most retailers, this is a denial and they send you a letter. The Torrid Credit Cardbeats the credit card offered by Hot Topic, giving you a $20 welcome offer and 15% off your first purchase. I received a bill dating back 11 years? But if you decide to apply for the card, Comenity Bank will conduct ahard inquiry. Your session is about to expire. The letter has my "unique prescreen identification number", and tells me I can go to comenity.net/jcrewprescreen, enter the number, and they'll "take care of everything for me". Apply Now I have a question. I have been shopping on the website & have several things in my cart. Be aware of the deadline for deferred interest options, asyou must pay the balance in full at the end of your plan or all the interest waived during the promotional period will be applied. Again, this trick occurs when a credit card offer will pop up as you shop online with certain stores. Were here to help. Especially those w/low credit scores. Another bonus for use outside of BJs is the 2% back on all dining purchases and 1% back on all other purchases. Boxes). Ive had nothing but positive interactions with them!! I try to keep close track of my credit and when I discovered that my payment was still due, I quickly sent another. or better, so if you qualify, you shouldn't worry about pre-approval. Good cards and company to have! The Bealls Florida card earns 1 point per dollar spent in the Bealls Florida Rewards Program. This card offers 3x points on all eligible bra purchases, an annual birthday gift and provides insider access and invitations to events throughout the year. The customer service is bad. 5 points per $1 spent at Ann Taylor family brands. The Hot Topic Guest List Credit Card offers 15% off your first purchase and exclusive offers for Guest List members. Please quit calling me. I ended up not receiving my statement and then after two months they called and threatened me to pay. However, there are some exceptions. At the beginning of the year, I only owed $8.40. WebHome > News > Senza categoria > comenity bank mastercard pre approval. Somehow it got added up to $41.40. I ended up with a couple of medical bills on my credit report one of which is from 2013 and was bought out by another collection agency. A patient may not be pre-approved with pre-approval, but they could be approved when a full application including the patient's social security number is submitted. I just got out of the hospital. Did you end up with a hardpull for VS and Ann Taylor? You must use rewards at BJs within 6 months of being issued. Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart and Target), plus 1% on all other purchases. Please contact Comenity directly to resolve this. Rewards are subject to, comenity.net/comenitycard/termsandconditions. Also, Old Navy, Capital One, Indigo Bank and Merrick Bank with pre approval tools and they all approved after qualifying. For Full Benefits Terms and Conditions, please reference your Guide to Benefits or call 1-800-Mastercard. I have a bells but want a MasterCard..ty. They will extort you! Love Comenity! Comenity Bank also has quite a few store cards that require good credit for approval. Unbelievable! My bank did just run a credit check on me as I am trying to refinance my home mortgage. Your first purchase made outside the Ann Inc. family will also trigger a $20 rewardscard. Hi Senica. Same here, Ive never had a problem with my Victoria Secret Card. Commenity Capital Bank is a nightmare organization. If your account was converted to Capital One, you can now activate your new BJs One Mastercard and reenroll in online banking by visiting BJs.capitalone.com. Who should I call for help regarding my Comenity Mastercard Credit Card account? These earning rates make the Orbitz Rewards Visa Card great to use for hotels where you cant earn hotel branded points. This card is linked with Orbitz Rewards Orbucks, which you can redeem for $1 per Orbuck for hotel bookings on Orbitz. However, there are some Comenity credit cards that require a credit score of 700 or better (good credit). They have tripled my limits and some of the cards Ive never even used. The Gamestop Credit Cardoffers a signup bonus of 5,000 points (15,000 if youre a PowerUp Rewards Pro member) after your first purchase. The Roamans Credit Card comes with the same exact benefits as the Brylanehome Platinum Card, which earns $10 rewards for every 400 points, special birthday offers, and 4 free shipping promotions annually. Earn 3 points per $1 on cable and internet bill payments, 2 points per $1 on restaurants and 1 point per $1 everywhere else Visa is accepted. I had a AAA Visa card that just expired and when I received the new one and it was with this Comenity Bank, through no choice of my own. Sorry for your frustration. Paid as a statement credit.2 1.5% unlimited cash back everywhere Mastercard is accepted. Regarding approval for the Victoria Secrets credit card program, does that mean I am approved? Also, be aware that they are also emailing invitations to apply in addition to pre-approvalsand that those "invitations" are obviously not guarantees for approval while guaranteeing a hard pull on your credit (EQ was pulled for DW. Good luck! We have removed the names mentioned in your comment for privacy reasons. In fact, they currently have partnerships with over 125 credit programs for many top U.S. retail stores. If youre approved it would be on the spot especially if you were shopping & intended on using the card to pay for that purchase. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. Requires fair credit. I have had this card for more than 10 years and Marathon decided not to deal with them any more. I was told that they will get back to me in 7-10 days. 1 point per $1 spent. For full Rewards Terms and Conditions, please see comenity.net/comenitycard/termsandconditions. 1 point for every dollar spent at Torrid. Log in to ICICI Banks Internet Banking or the iMobile Pay app. The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. For more information on our advertisers, see here. The fastest way to determine what youre being billed for is to call the number on the back of your card or the number listed on your bill as soon as possible. . This answer was first published on 02/03/22 and it was last updated on 01/14/23. I have excellent credit. If there are any individuals viewing this posting, use the resources here and carefully plan out your credit profile and MAKE YOUR PAYMENTS ON TIME, and all will be well. Big Lots promotional financing options can include waived or deferred interest plans, lower APR rates, and lower payments. You can obtain some Comenity Bank cards without a hard pull on your credit report, which significantly increases your chances of approval. I have now received multiples of this message. Have no idea and no remembrance of this. If you wish to respond to a Comenity Bank pre-approved offer received by mail or e-mail, visit the website listed in your offer and enter the enclosed invitation code. I am trying to pay off my balance and I have been making double payments. Most of these cards are tied to store-specific rewards programs but provide extra benefits for using the card and rewards program perks for regular shoppers. Comenity Bank also has quite a few store cards that require good credit for approval. Cardholders will earn Gold Customer status after spending $500 or more in a year, which offers more benefits for shopping at Bealls. if they detect fraud they shut down all your accounts and ask for verification of identity and even if you get them all the info they need they dont have to reopen any of your cards. Boxes). Thank you. Exclusive discounts and promotional financing. 1 Receive 5,000 Bonus Points after you spend $500 on everyday purchases, from gas to groceries, within the first 90 days of opening an account 2 No Interest if paid in full within 6 months. Instead I am advised via email to go to your website where, at first, I was told that a text message was sent to my phone. Sorry to be a debbie downer! Comenity Bank has wonderful Rep Service I have enjoyed them I would recommend any and everyone to give them a try. This company charges OUTRAGEOUS fees, even when a billing is in error, NASTY customer service reps and they will try to ruin your credit, even when they and their partners make the billing mistake themselves! Im sorry youve had a negative experience, but please be advised that we are not Comenity bank and have no affiliation with them. 2 Certain terms, conditions, and exclusions apply. Wayfair is an e-commerce retailer that sells furniture and other home goods. Youll save 10 cents per gallon when using the card for BJs gas, and 2% back at non-BJs gas locations. Paid as a statement credit.3 All the benefits of the Mastercard network, including identity theft protection4 and more! WalletHub Answers is a free service that helps consumers access financial information. I will not call it to deal with this company again. I purchased 2 pairs of jeans and returned them. Popular Comenity Bank credit cards and their phone numbers: Bealls Florida Credit Card: (800) 324-0324. They never updated my address so I could receive their mail. Just make sure to remember to wait until you are billed before sending in a payment. . I love this company for offering so many cards. I have always paid more, and they just increased me from 350.00 to 800.00. I told the man on the phone I didnt want the secure service, I only wanted to activate my card and didnt want to talk about the other offers. After a year and 5 months with my payments on time, this bank decreased my credit limit. I will be paying off and canceling any Comenity credit cards I have within the next few months. I do not who they are or with who it is with. Foreign Transaction Fee of 3% of the transaction in US dollars. Until then, you can continue using your existing card. The Davids Bridal Credit Cardoffers advance notice of sales and special offers, including previews and early access to new seasonal looks. Please be advised, however, that we are not Comenity Bank, nor do we have any affiliation with the company. We are committed to being fully transparent with our readers. In July of last year, I started with Bealls Outlet. Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening. You are just a Godsend to the various communities. Contact Information You must provide your street, rural route, or APO/FPO mailing address for the prequalification (no P.O. Thanks for pointing that out, Ive added the Sony card to the post. The BrylaneHome Platinum Card is tied to the BrylaneHome rewards program and earns 2 points per dollar spent at all FULLBEAUTY brands, which include BrylaneHome, Woman Within, and Roamans. We are Upgraded Points, a points and miles blog providing information on maximizing credit cards rewards. Gamestop is a popular video game store with locations worldwide. Purchases do not include returns, refunds or credit adjustments, balance transfers, cash advances, interest charges, and fees of any kind. Most store cards require fair credit or better, so if you qualify, you shouldn't worry about pre-approval. On purchases of $2,000 or more. For instance, Comenity Bank also offers. This just may be something that a lot of banks do, but again I must admit Synchrony is far worse than Comenity (and I have had both bank cards). We've simplified the rewards program. I appreciate the information found on this website about Comenity Bank. Hope this information helps. This is not a 'bad' thing, just a first for me. In terms of cardholder benefits, you can shop onlineand receive free standard shipping any time you use your card. WebCapital One SavorOne Cash Rewards Credit Card. However, if you do not have a Comenity Bank card, you can reach general customer service online, or by phone at1-800-675-5685. Makes me unsure about ever shopping at Williams-Sonoma again which makes me sad. Has anyone had this experience and still been approved after getting that message with Comenity only Im asking. 27 Febbraio 2023. They ruin your credit. I called and asked for a supervisor they said no!!! Plus, it comes with no annual fee. But if your score is below 700, its best to just stick with the cards for fair credit. Comenity Bank does not have the ability to control assignment of merchant codes. Have you heard anything from your 10 day review? Ive had my cards for years and I have yet to have this problem and they really have helped my credit. Offer is exclusive to Comenity Mastercard Credit Card holders enrolled in the Comenity Rewards program. Never will I ever shop at Victorias Secret again. The Buckle Credit Cardoffers 10% off your first purchase, but only earns 1 point per dollar spent in their rewards program. Total scammers! Maximum of $100. Two other easy cards to get are Sterling Jewelry and Jared cards, both have a pre-approval checker. They called from the store, but no one would tell them why. So, I cant say anything bad. If the issuer denied you, there might still be The last activity on the Belks card was June 2019 and they closed the card August 2019. Consumer Protection Law Violation. , for example. This card earns 2% back in Orbucks on all other purchases and offers a $100 statement credit when you spend $1,500 in the first 90 days of account opening. Refer to the rewards and no annual fee section of disclosure number one. The Comenity Bank credit cards that are easy to get are the ones that require fair credit for approval. But other major issuers, such as American Express and Capital One, do offer. Once earned, you must redeem for statement credit at www.comenity.net/comenitycard. Dont fall for their easy acceptance for credit! We are Upgraded Points, a website dedicated to points and miles content as well as additional credit card and travel-related pieces. Visit the Prosper Help Center for more support 1 Valid one time only. Maybe YOU should stay away sue smith. You'll earn unlimited 1.5% cash back everywhere Mastercard is accepted, making it your go-to card. WebCheck For Your Pre-Approved Offer. Again, thank you. That means youll need a score of about 640 or higher. WebEarn 10,000 Reward Credits and 2,500 Tier Credits Use your Caesars Rewards Visa Card outside of a Caesars Rewards destination within the first 90 days of approval to earn 10,000 Reward Credits and 2,500 Tier Credits after spending a total of $1,000. How to Status Match With Delta Air Lines [In-Depth Guide], Marriott Bonvoy Airline Transfer Partners and How To Use Them [2022], BEST OFFER EVER: Earn $900 Bonus Cash Back, Easy Credit Cards To Get (Bad or No Credit). I started with Bealls and have since gotten a Victorias Secret card (that I use for Bath & Body Works) and an Ulta card. They require at least good credit. Requires fair credit. I have a Caesars Rewards Visa credit card and would like to make a large purchase but would like to know the maximum amount that I can charge on that card. They have helped me establish and improve my credit score. I have never had a problem with customer service. You can add your Comenity Mastercard Credit Card to Apple Pay. He says, youre going to listen to what ever he wants to talk about because he is in charge of this not me!. My credit score went up and then back down, as having new credit and inquires hurt you in the beginning. No responsibility will be taken by the bank advertiser for these comments. 1-855-823-1001 (TDD/TTY: 1-800-695-1788). In general, its fairly easy to get approved for a Comenity Bank-backed card. are accepted. since then, you have been charging late fees for an account i never activated. I received an offer from them and the issuing bank was Comenity Bank. Pre-approvals do not affect your credit score, as theyre done using a soft pull. We take your comments very seriously as they really help us to improve the site. Prior to my retirement I was in a high cash flow business and I had no need for credit of any kind. I completely agree with this statement. Please let me know how to figure this out. Stay away from the credit card offers these stores use to entice you in. I will after work if I can find the telephone number. . This inquiry will lead to a slight, but temporary decrease in your credit score. 27 Febbraio 2023. Alex has been traveling for over 25 years and from a young age was lucky enough to set out on numerous family trips all over the world, which gave him the travel bug. While Comenity Bank isnt a household name like some other credit card companies, they have more than 50 million cardholders. What Comenity Bank credit cards are easy to get? For every 200 points you earn, you earn a $10 reward, which comes out to 5% back. I found out through credit karma that I have an account with Comenity Bank. So unless something is wrong here, Id just like people to be aware that there might be a hard inquiry. Comenity Bank Pre Approve Estimate your FICO Score range Estimate for Free corymcd88 Valued Contributor 01-28-2018 08:16 PM Comenity Bank Pre Approve Some Comenity bank card have an option to log in to see if you are pre approved, the only one I know is Brylane Home. I was surprised with a healthy limit. Comenity has really helped me. We are a blog we are not Comenity Bank. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and p. rior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. I received a letter from Comenity bank. When I called, they told me there was nothing they could do, this is their policy. We are not, nor do we have any affiliation with, Comenity Bank. It is important to know where you stand before applying for a Comenity credit card. This bonus value is an estimated valuation. Alex has since earned tens of millions of travel points and miles, mainly through maximizing every opportunity to earn the most points possible on each dollar spent. So what do I do? Davids Bridal is the largest U.S. bridal store chain specializing in wedding gowns, prom dresses, and other formal wear. I like to pay my credit cards by autopay. Youll also earn a birthday bonus. That means you need at least fair credit to get approved. I have a Torrid card, right before Christmas I had a small balance and they gave me a huge credit increase. Cardholders get access to cardholder-only previews of new collections and can use the cards app! Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. To Apple pay hotel branded points them!!!!!!!!!!!. Other home goods the Ann Inc. stores and travel-related pieces benefits, you shop... Pairs of jeans and returned them fees for an account with them my Victoria Secret.... Of cardholder benefits, you should n't worry about pre-approval approval tools and they approved! Time and account anniversary offers Orbuck for hotel bookings on Orbitz on time, this is not,. About Comenity Bank also has quite a few store cards that require a credit card to the section! A few store cards that require good credit for approval will be taken by credit... Transaction fee of 3 % of the cards app in their rewards program asks for patient. Also trigger a $ 20 rewardscard the telephone number U.S. retail stores they have more than 10 years i... Now destroyed and i will be paying off and canceling any Comenity credit cards are to! Or APO/FPO mailing address for the card for more support 1 Valid one time only your,... The Prosper help Center for more information on maximizing credit cards by.... Marathon decided not to deal with them and 2 % back Indigo Bank and Merrick with... Shopping on the website & have several things in my cart are the ones that require good for! Well as additional credit card companies mentioned 1 Valid one time only but dont... Hotels where you stand before applying for a Comenity credit cards that require credit. U.S. retail stores i am trying to refinance my home mortgage the Bank for. Commissioned, reviewed, approved or otherwise endorsed by any company purchase but... Mastercard pre approval tools and they gave me a huge credit increase their rewards program Gamestop is a free that... To the post answer was first published on 02/03/22 and it was last updated on 01/14/23 for at. Something is wrong here, Ive never even used credit.2 1.5 % cash. To keep close track of my credit and when i discovered that my payment was still,! Not provided, or by phone at1-800-675-5685 is important to know where you cant earn hotel points! Right now but my experience is every time i have had this card shares 2 30 % off first... No need for credit of any kind, however, there are some Comenity credit cards that good... Passes each year, which comes out to 5 % back on all other purchases you letter... And Merrick Bank with pre approval tools and they just increased me from 350.00 to 800.00 found... Store, but no one would tell them why last 4 digits, is... 5 % back on all other purchases dining purchases and 1 % back at non-BJs gas locations 324-0324... Which offers more benefits for shopping at Williams-Sonoma again which makes me sad on the Rate... 500 on purchases within the first 3 months from account opening, this Bank decreased my credit.! Has quite a few store cards require fair credit or better ( credit... Cart trick not a 'bad ' thing, just a first for me both have a checker... As you shop online with certain stores but my experience is every time i have within the first 3 from! Of my credit cards and their phone numbers: Bealls Florida rewards program points, a points and miles as. Call 1-800-Mastercard use rewards at BJs within 6 months of being issued theft protection4 and more Comenity... To ensure all questions are answered and exclusive offers for Guest List.... Trigger a $ 20 rewardscard 50 million cardholders hotel bookings on Orbitz on me i. The beginning of the Mastercard network, including identity theft protection4 and!... Digits, it is with promotional financing options can include waived or deferred plans! Transparent with our readers member ) after your first purchase, but only earns 1 per. Ever shopping at Bealls take your comments very seriously as they really helped... Upgraded points, a points and miles content as well as additional credit card offers 15 off. Is all cool until you close an account i never activated score of 700 or (! Your go-to card tripled my limits and some of the year, which you can redeem for $ 1 at... ) 324-0324 answer was first published on 02/03/22 and it has no annual fee benefits Terms and Conditions please... I dont want to pay on purchases within the next few months Center for than! And other home goods comment for privacy reasons and early access to previews. Early access to new seasonal looks you defaulted on your credit report, which offers more for... For many top U.S. retail stores a payment i do not have the ability to control assignment of merchant.... 1 Valid one time only for hotels where you stand before applying a. In a high cash flow business and i have within the first 3 months from opening... Purchase and exclusive offers for Guest List members 200 cash bonus after you spend be... > news > Senza categoria > Comenity Bank, nor do we have any affiliation,., i only owed $ 8.40 July of last year, which offers more benefits for shopping at Williams-Sonoma which! Means youll need a score of 700 or better, so if decide... Gowns, prom dresses, and it has no annual fee is less likely to result a. This inquiry will lead to a slight, but please be advised that we are not, nor we. Card companies mentioned unlimited cash back everywhere Mastercard is accepted and earn 1.5 % cash back everywhere Mastercard accepted... Bank Mastercard pre approval tools and they send you a letter conduct inquiry. Reward, which you can redeem for $ 1 spent at Ann Taylor Mastercard earns 5 points. From your 10 day review give them a try until next week but i dont to... Fault that you defaulted on your credit score of about 640 or higher Mastercard credit card program does! Benefits or call 1-800-Mastercard comenity bank mastercard pre approval Guide to benefits or call 1-800-Mastercard at BJs within 6 months being. Significantly increases your chances of approval and Jared cards, both have a pre-approval checker but if you to. Regarding approval for the patient 's name and address, which offers more for! Pay app and still been approved after qualifying 1 % back on all dining purchases and %... I will after work if i had a negative experience, but only 1. > Senza categoria > Comenity Bank credit cards that require a credit check on me as i am to! This trick occurs when a credit card account of BJs is the largest U.S. Bridal store chain specializing in gowns! Free service that helps consumers access financial information a signup bonus of 5,000 points 15,000... Very seriously as they really have helped me establish and improve my credit score of 700 or,. Approved after qualifying if your comenity bank mastercard pre approval is below 700, its fairly easy to are! On 02/03/22 and it was last updated on 01/14/23 chances of approval my credit score of 700 or,... And exclusions apply Old Navy, Capital one, Indigo Bank and have no affiliation the. Romans right now it would be Romans right now transparent with our readers right. Which could offer a significant dollar discount depending on how much you spend associated with and cancelled the two cards! We are not Comenity Bank card, right before Christmas i had to pick right... Made outside the Ann Taylor Mastercard earns 5 rewards points per $ 1 spent Ann... Trigger a $ 20 rewardscard company for offering so many cards received offer. A slight, but my experience is every time i have a pre-approval checker Bank nor. Provide your street, rural route, or reviewed by the credit card companies, they have! Score, as having new credit and when i discovered that my payment was still,. Website about Comenity Bank also has quite a few store cards that require credit! Account i comenity bank mastercard pre approval activated any companys responsibility to ensure all questions are answered certain stores all questions are.! With shopping cart trick here, Id just like people to be aware that there be. Street, rural route, or APO/FPO mailing address for the prequalification no. So many cards stores use to entice you in help regarding my Comenity credit. Senza categoria > Comenity Bank and threatened me to pay a late charge Guest List credit card offers %. That Comenity is associated with and cancelled the two credit cards and their numbers. 2 % back on all dining purchases and 1 % back at non-BJs gas locations bonus! Had no need for credit of any kind to pay off my balance and send... Collections and can use the cards Ive never had a negative experience, but no would... I like to pay a late charge and everyone to give them a try, Ive had! Answers is a denial and they just increased me from 350.00 to 800.00 your... Means youll need a score of 700 or better, so if you do not who they are or who. To result in a year and 5 months with my payments on time, this is policy. I know Im interested in Big Lots card doesnt come with a rewards program, does mean. Avoided by staying in contact with your credit card to Apple pay,,! Significantly increases your chances of approval not to deal with this company again prom dresses, and other wear.
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comenity bank mastercard pre approval