Click "Activate Card" to finish the process. Interest is paid annually on the average daily balance of savingsof the prior 365 days, up to a maximum average daily balanceof $10,000 and if the account is in good standing. To access and spend the money you have set aside, simply transfer it from your Vault back to your card. See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Copyright 2023 CreditCards.com a Red Ventures Company. This website contains hyperlinks to websites, which are not operated by Green Dot. Calculator, See All 4.50% Annual Percentage Yield (APY) as of January 2023. Eligible applicants aren't required to have a minimum credit score or a bank account, but must be 18 years old and have enough money to fund the deposit. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. No monthly fees* Free ATM Network* Get your pay up to 2 days early* Overdraft protection up to $200 with opt-in and eligible direct deposits* Earn up to 7% instant cash back Additional transaction fees, costs, terms and conditions may be associated with the funding use of your card or account. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. This content is not provided by the card issuer(s). On this site, you can conveniently make your payments, view your statements and review recent transactions. Get, Search If you do not have a Green Dot card yet, then you can buy and register one on the website. Your card will be deactivated and a new one sent. However, this relationship does not result in any preferential editorial treatment. Activation requires online access, mobile number and identity verification (including SSN) to open an account and. Do Not Sell or Share My Personal Information. Consumers can apply online, and once they receive their card, they can start using it as soon as they make their deposit. Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of VisaInternational Service Association. Green Dot Secured cards come with benefits for users: You do have to be 18 years or older, and there are some annual fees. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Build or repair your Credit Score with our assured credit card against fixed deposits. Overdraft protection is only available on eligible Demand Deposit Accounts. Apply Now Apply Now Green Dot Platinum Visa Quick Summary: This Visa offer is issued by Green Dot Bank. Opinions expressed here are the authors and/or WalletHub editors'. The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your Green Dot transaction history. All third-party names and logos are trademarks of their respective owners. Overdraft protection is only available on eligible Demand Deposit Accounts. Do you get refunded for World Series tickets? For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. 2.00% Annual Percentage Yield (APY) as of October 2022. your account or get connected to a customer service representative. Keep in mind, however, that the Go2Bank Secured Credit Card requires a security deposit of at least $100, which will act as your credit limit. Cash advance fee is either $5 or 2.5% of the amount of each cash advance, whichever is greater. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Card balance limitsapply. Law Review, CreditRepair.com Log into the Green Dot app. When you click on Your Credit, Looking This answer was first published on 09/02/20. How can I reach the Green Dot Platinum customer service? Credit card must be active. Savings account rates arebased on the $2,500 product tier of insured depositoryinstitutions for which data is available. Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximumaverage daily balance of $10,000 and if the account is in good standing. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN. For most cards, pay with cash by 6 PM EST for your transaction to post the next business day, excluding weekends and holidays. Limits apply. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Limits and fees may apply. $1.50 per transaction fee. with opt-in and eligible direct deposits*, when you buy eGift cards from over 100 popular merchants in the GO2bank app*, Earn 10x the national savings rate average*, Get your pay up to 2 days early with direct deposit and your government benefits up to 4 days early.*. Complete your credit card application online & win a BookMyShow e-Gift . Green Dot and GO2bank mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. APY may change before or after you open an account. SeeAccount Agreementat GreenDot.com for termsand conditions. Posts, Credit Card Payoff Green Dot cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. In, Green Dot Platinum Visa Secured Credit Card, Green Dot Primor Visa Gold Secured Credit Card, Green Dot primor Visa Classic Secured Credit Card, Do not sell or share my personal information. National rates arecalculated based on a simple average of rates paid (uses annualpercentage yield) by all insured depository institutions andbranches for which data are available. PASADENA, Calif.--(BUSINESS WIRE)--Sep. 29, 2016-- Green Dot Corporation (NYSE:GDOT) today announced the launch of the Green Dot Platinum Visa Secured Credit Card, a secured credit card that is designed to help people with no prior credit history or those with poor credit scores build a positive credit history.Since the card's credit line is backed by the customer's own security deposit held . APY maychange before or after you open an account. Active GO2bank account required to receive eGift Cards, eGift Card merchants subject to change, as well as the percentage of cash back from each merchant. 2.00% Annual Percentage Yield (APY) as of October 2022. Not a gift card. 2 stars. * Learn more, Mobile banking, cash back, savings features and more, Get a $25 reward when you direct deposit your tax refund. Minimum gross annual income should be Rs.4 lakh. Not a gift card. What is the American Express Seating program? Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Pick up a card at a retail store near you! If you decide to apply for a Green Dot card, make sure you understand the fees and interest rates that come with the card. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Overdrafts are paid at our discretion. Log in to your account and refer to your Account Agreement to check feature availability.. When on a mobile device, tap on * to view disclosures. Cobalt Card. A rule of thumb is to keep credit card balances below 30% of the total credit limit. Fees on yourprimary deposit account may reduce earnings on your savingsaccount. With a secured card, you put down a security deposit that works as your credit line. Keep an eye on your inboxwell be sending over your first message soon. Green Dot Platinum Visa Secured Credit Card. They offer secured credit cards to people who want to build or improve their credit. All third-party names and logos are trademarks of their respective owners. Active personalized card required. Card Guide, Credit For cards purchased at participating Dollar Tree locations, The Green Dot Bank Privacy Policy does not apply to the linked site and you should consult the Privacy Policy on that site for further information.. may be even greater.Approval Time:Approval time for this offer is not listed. Additional customer verification may be required. Applying will not hurt your credit score and you'll receive a decision almost instantly. Unapproved checks will not be loaded to your card or account. And the other neato thing is that my FICO scores (EQ and EX which have updated recently) already show Green Dot as a new credit card account! Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Log in to your account and refer to your Account Agreement to check feature availability. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. APY may change before or after you open an account. Go to Settings, Manage Card. See app for free ATM locations. If you need to activate your Green Dot Visa Secured Credit Card, you can do so online. After the first monthly fee, the $7.95 monthly fee is waived whenever you direct deposit $500 or more in theprevious monthly period. ReportingBuild It, Identity ProtectionGuard Fill In Your Number. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. Lock and unlock your card* if misplaced, fraud alerts via text message,* chip-enabled card for extra protection. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. 1 Other fees apply. 2.00% Annual Percentage Yield (APY) as of October 2022. 2.00% Annual Percentage Yield (APY) is accurate as of October 2022. Fees and limits apply. Deposits are flexible. Activate a new Green Dot or GO2bank card at select retail stores or financial service centers, then direct deposit your federal or state refund and one qualifying direct deposit of $500+ by 6/30/23 to get your $25 reward. Editorial and user-generated content is not provided, reviewed or endorsed by any company. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. Green Dot cards are issued by Green Dot Bank, Member FDIC,pursuant to a license from Visa U.S.A., Inc. Visa is a registeredtrademark of Visa International Service Association. This can be a great way to help improve your credit. However, all credit card information is presented without warranty. Loan Calculator, Simple Standard message rates apply. Meanwhile you can make the security deposit online with a debit card, free of charge, or with cash at any participating retail store for $4.95 after your card arrived. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Initial and ongoing direct deposits are required for overdraft coverage. Green Dot Platinum Secured Credit Card reports to multiple credit bureaus. Coverage limit is subject to aggregation of all of Cardholder's funds held on deposit at Green Dot Bank. Higher than average purchase APRs. $75 first year, then $99 annually (billed at $8.25 per month) Terms, fees & conditions. & Utility ReportingBuild It, Identity *, Bank transfer*, cash or deposit checks,* add cash using the app,* or send money from one Green Dot card to another.*. Home Overdraft protection is only available on eligible Demand Deposit Accounts. It, Cards That Are Easy to Box 9206 Old Bethpage, NY 11804-9201. Please note, our cards cannot be used at ATMs outside of the United States. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. Active personalized card required. All of these trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. 1 stars. Green Dot Mobile check deposit: Active personalized card, limits and other requirements apply. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. to Improve Credit, Removing Overdrafts are paid at our discretion. Opt-in required. See Deposit Account Agreement for details. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. Meanwhile you can read full answer Only salaried individuals can apply for the card. Fees on yourprimary deposit account may reduce earnings on your savingsaccountSee Account Agreement for terms and conditions. Jan 25, 2021. Review, Dispute write one now. Apply only if you have income sufficient enough to make monthly payments or you will not be approved. We offer secure mobile banking that allows you to conveniently manage your account from making deposits, to sending money or paying bills. * When on a desktop, hover over * to view important disclosures. However, you can apply for the Go2Bank Secured Credit Card, instead. The Bad. Designed to help you build credit with responsible use, Good credit or bank account is not required, Pre-qualifying will not impact your credit score. Most people who apply for a Green Card will need to complete at least two formsan immigrant petition and a Green Card application (Form I-485). Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. These registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money. In addition, it is not any companys responsibility to ensure all questions are answered. Subject to other banks restrictions and fees. Lock / unlock your card*, account alerts* & a chip-enabled card! Samsung is a registered trademark of Samsung Electronics Co., Ltd. 2023 Green Dot Corporation. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Deposits under any of these trade names are aggregated for deposit insurance coverage. Annual Fee: $75/99. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Green Card. Considers applicants with fair credit. Samsung is a registered trademark of Samsung Electronics Co., Ltd. 2023 Green Dot Corporation. Other limits may apply. If you have experience, you can Card Details. APY may change before or after you open anaccount. Green Dot Bank also operates as GoBank and Bonneville Bank. Additional customer verification may be required. Your wireless carrier may charge a fee for data usage. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Fees and limits apply to debit card transfers. Set aside money in the Money Vault* or High-Yield Savings Account* for free and access anytime. This credit card offer is currently unavailable. Take a look at key privileges of this card: Built-in contactless technology to make quick and secure payments at retail outlets Snapshot of Card Features. Money in the Vault cannot be spent on purchases or cash withdrawals and does not earn interest. For general information about prepaid accounts, visitcpfb.gov/prepaid. Account funds are FDIC-insured up to the allowable limits through Green Dot Bank, Member FDIC upon verification of Cardholders identity. This card is a good option for people with bad credit who want to rebuild their credit standing. Account must be in good standing and chip-enabled debit card activated to opt in. Based on Sept 2021 CFPB and Dec 2021 FDIC assessments of overdraft fees: Interest paid on money in the High-Yield Savings Account every12 months based on the average daily balance of the prior 365days, up to a maximum average daily balance of $10,000 if theaccount is in good standing. All Credit Cards, Search Collection Accounts, How Up to $1,000 credit limit subject to credit approval. Learn more at, https://www.fdic.gov/regulations/resources/rates/, https://www.ingomoney.com/partners/greendot-terms-conditions/, https://ingomoneyapp.com/terms-conditions/, https://www.fdic.gov/resources/consumers/consumer-news/2021-12.html, https://files.consumerfinance.gov/f/documents/cfpb_overdraft-chart_2022-02.pdf, See Account Agreement for terms and conditions. APY may change before or after you open anaccount. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739. National average interest based on FDICs published rates as of 10/17/22 on the $2,500 product tier of insured depository institutions for which data is available. Hire the best financial advisor for your needs. go to creditcards.com homepage Credit Cards Visa Credit Cards Green Dot Visa Secured Credit Card ADVERTISER DISCLOSURE Partner Offer Green Dot Visa Secured Credit Card No Credit History Apply now at Green Dot's secure site Balance Transfers Intro APR N/A Purchases Intro APR N/A Regular APR N/A Annual Fee N/A As such, early direct deposit availability may vary from pay period to pay period. Active, personalized card required. Snap photos Follow the prompts to take pictures of your check. Credit Repair. Once you click "Apply Now", you will be directed to the issuer or provider's website where you may review the terms and conditions before applying. SeeAccount Agreementfor details. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Green Dot prepaid debit cards offer a solid banking alternative for consumers. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. Sorry! All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. This website contains hyperlinks to websites, which are not operated by Green Dot. About Personal Finance, View 2.50% Annual Percentage Yield (APY) as of October 2022. How do I check my Capital One QuicksilverOne balance? Once there, your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails, if specific deposit insurance requirements are met and your Card is activated. You dont need a checking account to apply for one of these cards. Fees on your primary deposit account may reduce earnings on your savings account. See app for participating retailers.. All checks are subject to approval for funding in Ingo Moneys sole discretion. to Fix Credit, How Uses for this type of card may include budgeting funds, adding deposits for later use, building a credit rating (if issuer reports to the credit bureaus), and possibly more.This card contains the brand of Visa, where acceptance is global. The Green Dot Prepaid Card has a $10,000 maximum balance limit, a $3,000 daily spending limit and a $400 daily ATM withdrawal limit all of which are onpar with other prepaid cards. How to Start Building WalletHub Answers is a free service that helps consumers access financial information. Overall Satisfaction Rating. Card balance limits apply. Fees on your primary deposit account may reduce earnings on your savings account. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. The Green Dot Platinum Visa does offer a relatively high potential credit line of up to $5,000. Other factors, such as our proprietary website's rules and the likelihood of applicants' credit approval also impact how and where products appear on the site. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Benefits include free in-network ATM withdrawals, online bill pay and up to 2% interest on balances. See Deposit Account Agreement (PDF) for terms and conditions. 2.00% Annual Percentage Yield (APY) is accurate as of October 2022. Green Dot Platinum card is issued by Green Dot Bank, Member FDIC. Credit Scores, All About Apply for a Credit Card Online from Discover Discover Credit Cards Apply for a Credit Card Compare and apply for the best credit card for you Discover credit cards include rewards like cash back or miles so you can pick the best rewards credit card for you. Account must be in good standing and chip-enabled debit card activated to opt in. Federal tax refund early availability depends on timing of Internal Revenue Service payment instructions and fraud prevention restrictions may apply. Your Cardholder Agreement may be different, login to see your Cardholder Agreement. When on a mobile device, tap on * to view disclosures. Most people will qualify for this card. The name and Social Security number on file with the IRS must match your Green Dot account to prevent fraud restrictions on the account. Active GO2bank account required to receive eGift Cards, eGift Card merchants subject to change, as well as the percentage of cash back from each merchant. Calculator, Auto Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. 2.00% Annual Percentage Yield on savings up to $10K as of October 2022, may change anytime. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. Visit https://ingomoneyapp.com/terms-conditions/for complete details. GO2bank cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. And by Mastercard International Inc. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. 2.00% Annual Percentage Yield (APY) as of October 2022. SeeDeposit Account Agreement (PDF)for terms and conditions. As such, the availability or timing of early direct deposit of your federal tax refund may vary. See Deposit Account Agreement (PDF) for terms and conditions. See app for free ATM locations. for Bad Credit, Cards Initial and ongoing direct deposits are required for overdraft coverage. Add to Compare. with opt-in & eligible direct deposits. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Rebuilding. Your Credit, Repairing The $5 promo code offer is valid only for users who successfully use the $5 promo code in the Ingo Money app before the promo code expires on 12/31/23. Plus, it has a $0 annual fee. Mobile check deposit: Active personalized card, limits and other requirements apply. Initial and ongoing direct deposits are required for overdraft coverage. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. Work, The Truth about Credit Theres no fee on your first late payment and you can pre-qualify for the card without impacting your credit score. Fees on your primary deposit account may reduce earnings on your savings account. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Wallethub doesnt charge for this service. 2.00%Annual Percentage Yield (APY) is accurate as of October 2022. Note: Ingo Money check cashing service is not available within the state of New York. You can make your monthly payments at any participating retailer. In, Rent & Utility You may want to hire a professional before making any decision. Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. GO2bank card issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. SeeDeposit Account Agreement for details at GO2bank.com. Limits apply. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. Initial and ongoing eligible direct deposits are required for overdraft coverage. Apply Now. Loans, Small Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. American Express . Ingo Money is a service provided by First Century Bank, N.A. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Not a gift card. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Credit Score, Compare This answer was first published on 01/19/21 and it was last updated on 07/15/22. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms andConditions and Privacy Policy. This question is about GO2bank Credit Cards. Compare. to Start Building Credit, All Alternatively, you can contact Green Dot customer service via mail. Get 8,000 points when you apply for a UnionBank Credit Card from Jan 18 to Aug 31 . The card has a refundable security deposit that acts as your credit limit. Hire the best financial advisor for your needs. At publishing time, theGreen Dot Platinum Visa, Secured Card, Green Dot Primor Visa Gold Secured Credit Card, and Green Dot Primor Secured Visa Classic Credit Cardare offered through Credit.com product pages, and Credit.com is compensated if our users apply for and ultimately sign up for any of these cards. APY may change before or after you open an account. Someone else usually must file the petition for you (often referred to as sponsoring or petitioning for you), although you may be eligible to file for yourself in some cases. Any opinions expressed are those of Credit.com alone, and have not been reviewed, approved, or otherwise endorsed by the issuer(s).
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apply for green dot platinum credit card